Boiler & Pressure Plant Insurance
What is Boiler & Pressure Plant Insurance?
In this Industrial era manufacturing units are exposed to Boiler explosion risk within premises.
Boiler and Pressure Plant Insurance covers damage to boilers & pressure plant with damage to surrounding property and Third Party legal liability arising due to explosion and collapse of the boiler/ pressure plant during its normal course of working.
What does a Boiler & Pressure Plant policy cover?
Physical loss or damage to boilers and/or other pressure plant against unforeseen and sudden physical loss of or damage due to explosion or collapse of the insured items.
Damage (other than Fire) to the boilers & pressure vessels
Damage to surrounding property - Upto Limit agreed
Third party legal liability due to Explosion/ Collapse/ Implosion - Upto Limit agreed
What is not covered by a Boiler & Pressure Plant policy?
Fire, smoke, soot, aggressive substance lightning, theft, collapse of buildings, subsidence, landslide, rockslide, water
Accident loss damage and/or liability resulting from overload experiments or tests requiring the imposition of abnormal conditions
Loss or damage for which the manufacturer or supplier or repairer of the property is responsible either by law or under contracts
Nuclear reaction, nuclear radiation or radioactive contamination.
Willful act or willful negligence
Wear and Tear
Inherent defects
Lack of maintenance
Consequential loss